proximate cause
C1CEFR level
60/100Rarity: rare
TechnicalRegister
The dominant, effective cause of a loss that determines whether a policy responds.
The fire, not the later water damage, was the proximate cause, so the flood exclusion never bit.
Rarity runs from 0 (a word everyone knows) to 100 (almost never seen outside specialist or literary writing). Level is the word's real difficulty on the CEFR scale, from A1 to C2.
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