subrogation
Law noun
The substitution of one party for another whose claim they have satisfied, succeeding to that party's rights; classically an insurer who, having paid the insured, pursues whoever caused the loss.
After paying the claim, the insurer exercised subrogation against the negligent haulier.
Business noun
The substitution of one party for another so as to inherit that party's legal right to recover a debt.
Through subrogation the guarantor stepped into the lender's shoes and pursued the defaulting borrower.
Rarity runs from 0 (a word everyone knows) to 100 (almost never seen outside specialist or literary writing). Level is the word's real difficulty on the CEFR scale, from A1 to C2.
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