decumulation
C2CEFR level
90/100Rarity: very rare
TechnicalRegister
The drawing-down of accumulated savings to fund spending in retirement.
Financial planners fret more about the decumulation phase, since a bad market early in retirement can drain a pot fast.
Rarity runs from 0 (a word everyone knows) to 100 (almost never seen outside specialist or literary writing). Level is the word's real difficulty on the CEFR scale, from A1 to C2.
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